Mortgages with Saniya

(416) 473-2675

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(416) 473-2675

Mortgages with Saniya
  • Home
  • About
  • Blog
  • Services
  • Why me?

About Mortgages with Saniya

Home Purchase Mortgage Advice & Pre-Approval Support

Home Purchase Mortgage Advice & Pre-Approval Support

Home Purchase Mortgage Advice & Pre-Approval Support

 

Buying your first home can feel overwhelming—but it doesn't have to be. I’ll walk you through:


  • What you need for mortgage pre-approval
     
  • How much you can afford based on your income and credit
     
  • What programs and incentives are available for first-time home buyers in Ontario
     

From your first question to your keys in hand, you’ll have clear, honest support the entire way.

Free Consultation

Remortgage Advice & Refinance Solutions

Home Purchase Mortgage Advice & Pre-Approval Support

Home Purchase Mortgage Advice & Pre-Approval Support

 

Is your current mortgage still working for you? Whether you're looking to lower your monthly payments, access home equity, or consolidate debt, refinancing could be a smart move—and I’m here to help you explore your options with clarity and confidence.

I provide tailored remortgage advice and refinancing strategies based on your financial goals and current mortgage situation. Let’s make sure you're not leaving money on the table.


What I can help with:


  • Reviewing your current mortgage and lender penalties
     
  • Exploring better rates or mortgage products
     
  • Providing honest, independent mortgage advice
     
  • Guiding you through a smooth refinance or remortgage process

Free Consultation

Mortgage Renewals and Switches

Home Purchase Mortgage Advice & Pre-Approval Support

Mortgage Renewals and Switches

 

Don’t just sign your renewal—let’s find out if there’s a better option.

When your mortgage term comes to an end, it's the perfect time to review, compare, and switch if needed. Many homeowners simply accept their lender’s renewal offer—but you could be missing out on a better rate, better terms, or a more flexible mortgage product.

As a licensed mortgage agent, I offer independent mortgage advice to help you understand your options and save money at renewal time.

 

What I will do for you: 


  • Compare your lender’s offer with other competitive options
     
  • Review your mortgage goals and financial situation
     
  • Provide unbiased mortgage advice tailored to your needs
     
  • Handle the paperwork and switching process smoothly



Free consultation

Mortgages with Saniya Kartayeva

(416) 473-2675

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